Question 1

What is Hearth Financing?

Accepted Answer

Hearth helps homeowners explore financing options for home improvement projects, including roofing. Hearth connects you with its network of lending partners so you can compare available options.

Question 2

Will checking my financing options affect my credit score?

Accepted Answer

No. Checking your personalized options through Hearth uses a soft credit inquiry and does not affect your credit score. If you move forward with a lender and complete a loan application, the lender might perform a hard credit inquiry.

Question 3

What interest rate will I receive?

Accepted Answer

Rates vary based on factors such as your credit history, debt-to-income ratio, loan amount, and the lender you select. You will be able to review your personalized options before deciding whether to move forward.

Question 4

Does Flores Roofing decide whether I am approved?

Accepted Answer

No. Flores Roofing does not make lending or credit decisions. Financing is offered through Hearth’s lending partners, and eligibility depends on the lender and your qualifications.

Question 5

How long does it take to receive funds?

Accepted Answer

Timing depends on the lender and your application. Hearth states homeowners typically receive funds within 2 to 7 days after loan approval.

Question 6

Should I get a roofing estimate before checking financing?

Accepted Answer

Getting an estimate first helps you understand how much financing you might need. Flores Roofing will inspect your roof and provide an estimate, then you can explore financing options that fit your project and budget.

Hearth Financing for Your New Roof

Quick Funding Timelines

Zero Credit Score Fees

Large Project Funding

Zero Payoff Penalties

Estimate Your Monthly Payments

How to Apply

01

Request a quote

02

Get your personalized Hearth offers

03

Choose a payment plan and schedule your roof

Hearth Financing FAQs